Bizruach is a free money tool for small businesses. Send professional invoices on WhatsApp, share your whole price list as one link, and track cash, customers and debtors — with AI that writes invoice items, quotes and the awkward “please pay” messages for you.
No card needed Works on any phone 13 currencies
One simple app instead of a notebook, a calculator and a stack of paper receipts.
Build a clean, professional invoice in seconds — your logo, 13 currencies, tax and discounts — then send it as a WhatsApp message with one tap. Your customer opens a live link (no app, no login) and you record full or part payments as they land.
Turn a plain description into invoice or quote line items, draft polished proposals, and write friendly, professional or firm “please pay” reminders you can send in a single tap.
Build a price list of everything you sell — photos, prices and notes — and share it as one WhatsApp link or QR code. Update it once and the link always shows your latest prices.
A fast in-person till: add items, take cash, transfer or card, and send any part-payment straight to your debtors’ book. You can even talk or type “2 bread and a milk” and let AI build the sale for you.
Log every naira in and out, including the cash sales that never get an invoice. See your running balance and today’s totals at a glance.
Track who bought on credit, set due dates, see each person’s full history, and send a one-tap WhatsApp reminder to anyone overdue.
Keep your regulars saved with their phone numbers, reuse them on sales and credit, and see at a glance who still owes you.
Profit margin, markup, break-even, VAT and loan calculators, plus WhatsApp click-to-chat links and QR codes for your shopfront and bio.
Open the app and fill in your invoice or quote. No account needed to start.
One tap opens WhatsApp with a ready message and a live link to the invoice.
Record payments, watch what’s outstanding, and let AI chase anyone who’s late.
Tailors, traders, food vendors, artisans, freelancers, salons and shop owners — anyone who sends quotes and chases payments over chat. Bizruach turns those everyday messages into professional invoices and a clear record of who owes what, without the spreadsheets.
Yes. You can create invoices and quotes, use the calculators and QR tools, and send invoices on WhatsApp for free. You only sign in (with a code sent to your email) when you want to save your records to the cloud.
No. You send them a normal WhatsApp message with a link. They tap it, view the invoice in their browser, and can download or print it — no app and no login.
Yes. Bizruach supports 13 currencies including the Naira, so your invoices show the right symbol and amounts.
Yes. Build a price list of everything you sell — with photos, prices and notes — and share it as a single WhatsApp link or QR code. Update it once and customers always see your latest prices.
Your records are private to you and synced to the cloud, so they survive if you change phone or clear your browser. Each account can only ever see its own data.
Small and informal businesses that run on WhatsApp — traders, tailors, food vendors, artisans, freelancers and shop owners, especially across Nigeria and similar markets.
Free to use, nothing to install. Open Bizruach and make your first invoice in under a minute.
Open Bizruach free